Auto & Motorcycle Loans

Auto Loans

Conventional Financing

In our fast-paced world, reliable transportation is vital. With Pheple FCU’s low rates we can get you where you need to be – and fast! We offer financing up to 100% on new and used vehicles, including cars, SUVs, vans, and trucks.

  • New and used vehicles

  • Flexible terms to meet your needs

  • Refinancing available

Motorcycle Loans

Conventional Financing

Enjoy the open road with Pheple FCU’s low rates. We offer financing up to 100% on new and used motorcycles.

  • Financing up to 100%

  • New and used motorcycles

  • Flexible terms to meet your needs

  • Refinancing available

Ready to hit the road?

  • Get pre-approved before you shop so you can take advantage of our low-interest financing

  • Visit Pheple FCU’s Member Auto Center to find the perfect ride

  • Don’t forget to ask about Credit, Disability, Life, and Involuntary Unemployment Debt Protection

GAP Insurance

Guaranteed Asset Protection (GAP) Is Like An Airbag For Your Vehicle Loan.

If your vehicle is totaled or stolen, Guaranteed Asset Protection (GAP) can cover the difference between what your insurance pays and what you owe on your loan, preventing large out-of-pocket expenses. As vehicle prices rise and loan terms get longer, more people are at risk of owing more than their car's value, a situation known as being "upside down."

Insurance typically only covers a car’s "fair market value," which may be less than what you owe. This gap is greatest in the early years of a loan when car values drop faster than loan balances.

GAP can also help you with deductible assistance to get you in your next car more easily!

Consider GAP to protect yourself financially.

Contact Pheple FCU and enroll today.

Your purchase of MEMBER’S CHOICE(TM) Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the GAP Waiver Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.

GAP-1162548.1-0415-0517

Need to submit your auto insurance information? Upload your insurance documents here.