Loan Rates
Relationship Pricing on signature, auto, & motorcycle loans
Your relationship is important to us, so you can receive an additional 0.25% off any posted loan rate (up to 1.25%) for EACH of the following utilized services or qualifications:
Checking account
Payroll deduction or automatic payments
Visa Credit Card
Legacy Members: age 60 and up
Member Loyalty: 10 or more years of membership
We want to thank you for using our products and services, so please take advantage of relationship pricing! Through this member loyalty program, you're able to get a lower loan rate, save money, and create a brighter future for you and your family! You can see the rates listed below with and without our relationship pricing.
Signature Loans
| Loan Type | APR* | Relationship Pricing Discount Rate |
|---|---|---|
| Personal Loan | As low as 10.49% | As low as 9.24% APR* |
Auto Loans
| Loan Type | APR* | Relationship Pricing Discount Rate |
|---|---|---|
| New Auto | as low as 4.99% | as low as 3.74% APR* |
| Used Auto | as low as 5.99% | as low as 4.74% APR* |
Motorcycle Loans
| Loan Type | APR* | Relationship Pricing Discount Rate |
|---|---|---|
| New Motorcycle | as low as 6.49% | as low as 5.24% APR* |
| Used Motorcycle | as low as 6.99% | as low as 5.74% APR* |
Other rates and terms available.
Visa
| Loan Type | APR* |
|---|---|
| Platinum Visa | As low as 9.49% |
| Share Secured Visa | As low as 9.49% |
| Student Visa | As low as 7.99% |
Home Equity
| Term | First Lien Rate* | Est. Payment per $10,000 borrowed (Excludes taxes and insurance. Your payment may be higher.)** |
|---|---|---|
| Up to 5 years | 6.60% | $196.13 |
| Up to 10 years | 6.70% | $114.57 |
| Up to 15 years | 6.80% | $88.77 |
| Up to 20 years | 7.25% | $79.04 |
| Line of Credit (Variable)* | WSJ Prime Rate |
Share Secured
| Loan Type | APR* |
|---|---|
| Share Secured | 6.50% |
PAL Loan
| Loan Type | APR* |
|---|---|
| PAL | 18.00% |
* Application subject to approval. All loans subject to normal underwriting guidelines. Rates and terms shown may change without prior notice; additional rates and terms may be available. Contact the Credit Union for the most current rates. Rates effective as of 09/30/2024.
** APR shown for well-qualified members. APR is based on credit; your rate and payment may vary. Payment example excludes taxes and insurance. Actual payments may be higher. Property insurance required for life of loan; flood insurance my be required. Second lien position loans also available, contact the Credit Union for rates.