Home Equity Loans & Mortgages

Pheple FCU can help you own your dream home or take advantage of your home’s value. You can also consolidate debt, remodel your home, landscape your yard or take a dream vacation with one of our home equity loans.

Debt Consolidation

Looking to consolidate your debt? Check out our special consolidation options here.

Fixed-Rate Home Equity Loans

Enjoy a fixed rate for the life of your loan with payment amounts that never change. You receive the entire loan amount at closing.

  • Flexible terms to meet your needs!

  • Loan based on the equity accrued in your home

  • Interest may be tax deductible (consult your tax advisor)

  • Borrow up to 90% of your property value

Home Equity Line of Credit

Our Home Equity Line of Credit is there when you need it — simply access your funds by writing a check. No interest is charged until the credit line is used.

  • Line of credit from $10,000 up to $250,000

  • Interest may be tax deductible (consult your tax advisor)

  • Borrow up to 90% of your property value

Mortgages

Your dream of homeownership can be a reality with a home loan from Pheple FCU. Whether you’re looking to purchase your first home or want to refinance your existing mortgage, we have an extensive selection of services and products designed to meet your budget needs. Pheple FCU offers competitive loan rates through our partner, First Heritage.

  • Fixed and adjustable-rate mortgages

  • Refinance mortgages

  • FHA, USDA, and VA mortgages

  • Jumbo loans

  • PHFA loans

  • Construction to permanent mortgages

  • FHA 203K

With our partner, we can help you through the entire loan process, getting you the right loan for your budget with our hassle-free loan process and the personal service you deserve.

Resources

From the Consumer Financial Protection Bureau: