Privacy Policy

FACTS WHAT DOES PHEPLE FCU DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Credit history and credit scores
  • Account balances and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
HOW? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons PHEPLE FCU chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does PHEPLE FCU Share? Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes– to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences No We Don’t Share
For our affiliates’ everyday business purposes – information about your creditworthiness No We Don’t Share
For nonaffiliates to market to you No We Don’t Share
Questions? Call 724-834-5580 or go to https://www.pheplefcu.org/contact-us
Who We Are
Who is providing this notice? PHEPLE Federal Credit Union
What We Do
How does PHEPLE FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PHEPLE FCU collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit
  • Bill Pay or apply for a loan
  • Use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include rkGoBig, a Credit Union Service Organization partially owned by us.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Experian & TransUnion credit reporting agencies
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

TruStage