Visa Credit Cards

Pheple FCU has a Visa Credit Card that will fit your needs.

Platinum Visa

  • As low as 9.49% APR*

  • Limits up to $30,000

  • 0.00% APR* on purchases for a year

Secured Platinum Visa

  • As low as 9.49% APR*

  • Limits up to $30,000

Platinum Visa for Students

Designed to help students build good credit with responsible use.

  • Low 7.99% APR*

  • Limits up to $500

Managing your Pheple FCU Visa Credit Card

Your credit card can be accessed through Online Banking or our Mobile App

  • View transactions and statements

  • Make payments

  • Access your credit line instantly with a Balance Transfer through Quick Transfer

For more information on logging into Online Banking or our Mobile App, click here.

Debt Consolidation

Looking to consolidate your debt? Check out our special consolidation options here.

Included with All Pheple FCU Visa Credit Cards

  • No annual fee

  • No balance transfer fee

  • No cash advance fee

  • 25-day grace period on all new purchases

  • Online purchase protection with Verified by Visa

Transferring A Balance To Your Pheple FCU Visa Card 

Special Rate: 2.99% APR* for one year on all balance transfers.

Take advantage of our zero balance transfer fee. Pay off higher-rate credit cards or consolidate your balances to make managing payments easier.

Request A Balance Transfer Using One Of These Options:

Verified By Visa

Want to protect your online purchases? Activate Verified By Visa. Designed to protect your Visa debit or credit card, making shopping online even safer by adding an extra layer of protection to your transaction.

Here’s How It Works Once Enrolled:

  • Your card will be automatically recognized at participating online stores

  • You will be asked for your Verified By Visa password

  • Your password will be verified

  • The transaction will be completed

To report a lost or stolen Visa Credit Card please call 1-844-398-4493.

*APR= Annual Percentage Rate. Balance transfer 2.99%APR is a promotional rate for 1 year from Balance Transfer. New credit purchase 0.00%APR is a promotional rate for 1 year from when account is opened. When the promotional period ends, any new or outstanding balances will revert to member's standard fixed rate. Other rates and terms available. Rates and terms subject to change without notice. Normal underwriting guidelines apply. Contact credit union for complete details.

Cardholders are subject to a foreign transaction fee for any transaction completed by any means with a person or business located outside of the U. S. including transactions effected while the cardholder is physically in the U. S. at the time of the transaction.