Holiday Skip-a-Pay
Skip your November or December Loan or Credit Card Payment
This Holiday Season, take advantage of Pheple FCU’s Skip-a-Pay program and skip your November or December payment on qualifying loans or credit cards. Use the extra money for travel, gifts, or anything that will bring joy to your holidays! $35 processing fee applies.
Request a Skip-a-Pay
There are two ways to request a Skip-a-Pay:
Sign into Online Banking or your Mobile App, tap on your loan or credit card, and choose Skip A Pay, or
Contact us via phone at (724) 834-5580 or stop by a local branch.
*Application and approval is required for all skipped payments. All applications are subject to the Credit Union’s final approval. Please note that each member is only allowed to skip a maximum of 4 payments for the life of the loan. All loans must be in good standing in order to qualify. All loans must have a repayment on the loan of more than 12 months. All signers on the loan must sign application. Excludes Credit Card Loans. Interest will continue to accrue on unpaid balances through the skipped payment period. Applications must be received ten business days prior to the loan’s payment due date. By applying, you authorize Pheple FCU to extend your final loan payment by one month. If your loan payment is made via payroll deduction or direct deposit, the total monthly payment will be credited to your Share Savings Account for the month you are skipping your payment. If you initiate your payments, you will need to stop the payment you are skipping.