Holiday Offers
Make your holidays merry and bright!
Holiday Loans
Use a Holiday Loan for gifts, travel, or anything you need to brighten your holidays.
Details:
Interest rate: 4.99% APR*
Term: 12 months
Amount: up to $1500
Offer valid from November 4, 2024 to December 23, 2024
Apply:
Call (724) 834-5580
Make an Appointment to apply in a branch
Apply online here, select “signature” from the drop down box.
Holiday Skip-a-Pay
Skip your November or December Loan or Credit Card Payment
This Holiday Season, take advantage of Pheple FCU’s Skip-a-Pay program and skip your November or December payment on qualifying loans and credit cards. Use the extra money for travel, gifts, or anything that will bring joy to your holidays! $35 processing fee applies.
Request a Skip-a-Pay
There are two ways to request a Skip-a-Pay:
Sign into Online Banking or your Mobile App, tap on your loan, and choose Skip A Pay, or
Contact us via phone at (724) 834-5580 or stop by a local branch.
Visa Credit Card - 0% APR* on purchases
Wrap up your holiday shopping
Get 0%APR* on all purchases from November 29th to January 1st!
Don’t have a Visa Credit card?
Click here to apply today or give us a call at (724) 834-5580.
Holiday Loan Terms: *APR = Annual percentage Rate. Current offer is maximum of $1500 at an interest rate of 4.99% APR. Maximum term is 12 months. Payment $85.60 per $1000 borrowed based on 12 month repayment at 4.99% APR. All loan approvals are subject to normal underwriting guidelines. Other rates and terms are available. Promotion valid 11/04/2024- 12/23/2024.
Skip-a-Pay Terms: Application and approval is required for all skipped payments. All applications are subject to the Credit Union’s final approval. Please note that each member is only allowed to skip a maximum of 4 payments for the life of the loan. All loans must be in good standing in order to qualify. All loans must have a repayment on the loan of more than 12 months. All signers on the loan must sign application. Excludes Credit Card Loans. Interest will continue to accrue on unpaid balances through the skipped payment period. Applications must be received ten business days prior to the loan’s payment due date. By applying, you authorize Pheple FCU to extend your final loan payment by one month. If your loan payment is made via payroll deduction or direct deposit, the total monthly payment will be credited to your Share Savings Account for the month you are skipping your payment. If you initiate your payments, you will need to stop the payment you are skipping.
Visa Credit Card Promotion Terms: *APR = Annual Percentage Rate. 0.00% APR is a promotional rate for the life of the balance on all purchases made between November 29, 2024 through January 1, 2025. Other rates and terms available. Rates and terms subject to change without notice. Normal Underwriting Guidelines Apply. Contact Credit Union for Complete Details. Promotion Ends January 1, 2025.